A logo for sam badgley inc. a simpler way to invest

Tax-Efficient Financial Strategies

Maximizing Your Wealth Through Strategic Tax Planning

Empowering Your Financial Future

At True North Advisory, we provide expert tax planning solutions designed to help you minimize tax liabilities, maximize deductions, and keep more of your hard-earned income. Whether you need strategic tax planning for investments, retirement accounts, business structures, or wealth transfer, our proactive tax strategies ensure you’re making the most of every financial opportunity.


Our tax-efficient financial planning services help individuals and business owners navigate complex tax laws while implementing strategies that support long-term financial growth.


Key Components of Our Tax Planning Services

  • Tax-Advantaged Investment Strategies: We help you structure tax-efficient investment portfolios using Roth IRAs, 401(k)s, and tax-exempt municipal bonds to grow your wealth while reducing tax exposure.
  • Retirement Tax Planning: Understanding how to minimize taxes on pension plans, TSP accounts, and retirement distributions is crucial. We develop withdrawal strategies that maximize retirement income while keeping tax burdens low.
  • Business Tax Optimization: If you're a self-employed veteran, first responder, or entrepreneur, we help structure your business finances to maximize deductions, reduce taxable income, and optimize entity selection (LLC, S-Corp, etc.).
  • Capital Gains & Investment Tax Planning: Whether you’re investing in stocks, real estate, or business ventures, we create long-term strategies to reduce capital gains taxes and increase after-tax investment returns.
  • Estate & Wealth Transfer Tax Strategies: We help minimize estate taxes through trusts, gifting strategies, and wealth transfer planning to protect your legacy for future generations.
  • Tax-Efficient Charitable Giving: If you’re passionate about giving back, we help structure charitable contributions that provide both tax benefits and lasting impact.


Why Work with True North Advisory?


  • First Responder & Veteran Expertise: We understand the unique tax advantages and deductions available to those who serve.
  • Proactive Tax Savings Strategies: We plan ahead to ensure you’re not overpaying in taxes while taking full advantage of tax-saving opportunities.
  • Holistic Financial Integration: We align tax strategies with investment, retirement, and business planning to maximize long-term financial success.


A soldier is standing in front of a large screen with an american flag in the background.

What’s Included in Our Tax Planning Services?

view-from-cloud-smoke-american-soldier
A white check mark in a black circle on a white background.

Retirement Tax Planning

Reduce tax burdens on pensions, TSPs, and IRA withdrawals.

A white check mark in a black circle on a white background.

Business Tax Optimization

Structure your business finances to lower taxes and increase deductions.

A white check mark in a black circle on a white background.

Investment & Capital Gains Tax Strategies

Maximize after-tax investment returns with smart portfolio planning.

A white check mark in a black circle on a white background.

Wealth Transfer & Estate Planning

Minimize estate taxes and protect your financial legacy.

Our Tax Planning Process

Taxes should never be an afterthought. We use a proactive, structured approach to help you legally reduce tax burdens while aligning financial strategies with long-term goals.

How We Optimize Your Tax Strategy

  • Tax Assessment: Reviewing income, business finances, and investments to identify tax-saving opportunities.
  • Personalized Tax Strategy: Developing customized tax reduction plans aligned with your financial objectives.
  • Implementation & Compliance: Ensuring all tax-saving strategies are executed correctly and legally compliant.
  • Ongoing Adjustments: Keeping your tax plan updated with new tax laws, financial changes, and income shifts.
A diagram of a financial strategy cycle with arrows pointing in different directions.

Common Questions About Tax Planning

  • How can I reduce my tax burden as a first responder or veteran?

    There are several tax breaks available, including tax-exempt disability benefits, combat pay exclusions, and retirement account strategies. We ensure you take advantage of every eligible deduction and tax credit.

  • What’s the best way to save for retirement while minimizing taxes?

    We recommend maximizing contributions to tax-advantaged accounts like TSPs, Roth IRAs, and 401(k)s, while also considering strategic withdrawal plans to minimize future tax liabilities.

  • Can I lower my taxes if I own a business or work as an independent contractor?

    Absolutely. Self-employed veterans and business owners have access to multiple deductions, tax credits, and entity structuring strategies that significantly reduce taxable income.

  • What estate planning strategies help reduce taxes for my heirs?

    Utilizing trusts, gifting strategies, and wealth transfer planning, we reduce estate tax liabilities, ensuring more of your wealth is preserved for future generations.

Start Planning for a Tax-Efficient Future

At True North Advisory, we help first responders, military veterans, and business owners keep more of their hard-earned money by optimizing tax strategies that enhance financial growth and security.

Share by: